Perra Properties | Real Estate Broker
 Click on
PROPERTY SEARCH
to view all available properties listed for sale in Humboldt County.
 

  Buyers...

FIRST-TIMERS SNAP UP
47 PERCENT
OF HOMES!

CALIFORNIA ASSOCIATION OF REALTORS®
reported:
Nearly half of home purchases statewide last year went to first-time buyers, the highest since 1995.

Questions?
Call Barbara
for the answers...
707.786.4080 or 707.499.3303

Why is it important to obtain a prequalification
from a lender?

Prequalification is extremely important. This provides you with all the information necessary to determine how much of a home you can afford. A Buyer with a Letter of Prequalification is in a more powerful position with an offer than a Buyer without a letter.

What do I bring with me when I go in for my prequalification?
The Lender will require a current pay stub, or 2 years' tax returns if self-employed, a recent bank statement showing the cash for closing and any other pertinent information, such as additional income documentation. The Lender will want to pull your credit report as well. If shopping for a loan, only allow the lender that you are choosing to use pull your credit report as multiple credit inquiries could lower your credit score.

Why is important to use a lender in the area where the property is located?
Using a local lender is important. They understand the market and will be able to meet with you face to face to make important decisions. Most local lenders will even sit down with you and review all the final loan documents making sure that you understand everything that you are signing.

Golden

Golden Gait Mercantile in business since 1972 & an anchor in the Ferndale business district. The property houses two levels of retail space + studio apartment. Third level finds an exquisite one bedroom home and ballroom.

Rio Dell Property

Town center Rio Dell zoned for mixed use offer 5 bedroom home and large 1,670 square foot warehouse originally an auto repair shop. Home has updated kitchen w/granite counter tops & newer appliances. Dual-pane windows downstairs, new carpet & gas fireplace.

MLS Realtor
 

 
Barbara Perra - Perra Properties
Barbara Perra
Owner/Broker

DRE#00379533

- Email Perra Properties
Copyright 2010 Perra Properties | All rights reserved | Website Design by Smoking Dragon Artworks | Header Photos by Dan Tubbs, Jr.